F.A.Q


Why should I use All Types Claims Adjusters, LLC to handle my claim?

Many people have difficulty understanding the technical language of the insurance policy and the complicated procedures they must follow to comply with the policy's terms.

Most people do not realize that insurance companies adjusters are trained professionals who represent the interests of the insurance companies which employ them.

You can protect your interests by employing All Types Claims Adjusters, LLC whose sole responsibility is to serve you, the insured.

All Types Claims Adjusters are retained for the adjustment of insureds claims due to fire, wind, water, vandalism, and other perils. We serve commercial businesses, financial institutions, professional firms, homeowners, and the general insuring public.

If a loss occurs, you should give immediate consideration to engaging the services of All Types Claims Adjusters, LLC who is accredited by the National Association of Public Insurance Adjusters (NAPIA).

Is Jasmin Richards, public adjuster, a trained specialist?

Yes. As a public insurance adjuster,  Jasmin Richards, must, be tested, licensed, and authorized by Connecticut Insurance Department to practice her profession in order to serve you.

Jasmin holds a Master of Business Administration Degree and owned a property and casualty agency where she sold property insurance policies to the public. This makes Jasmin very comfortable in interpreting property policies and finding all the covered causes of loss that can make or break negotiating a claim on your behalf.

When you deal with a Jasmin Richards, you can be confident that your claim will be adjusted by a fully-qualified professional.

Will All Types Claims Adjustrs, LLC help me get a prompt and fair settlement?

Yes. I will lose no time in complying with the policy requirements to obtain and evaluate the facts and prepare the claim. The alert, knowledgeable and prompt service I render often preserves evidence that may otherwise be overlooked or destroyed. The more thoroughly and completely your claim is compiled and prepared, the faster I can accomplish an equitable and proper settlement in your best interest.

Once a policyholder has witnessed the skill and knowledge of Jasmin Richards form All Types Claims Adjusters, he or she rarely will attempt to settle a claim without the benefit of her specialized assistance. Jasmin's most frequent sources of new clients are the recommendations of those they have previously served.

How much does All Types Claims Adjusters charge for the service?

BY Connecticut Insurance Laws, All Types Claims Adjusters, LLC charges no more than 10% the insurance company's settlement with you. This fee is negotiable depending on the loss. By seeking to maximize your settlement, All Types Claims Adjusters' services can save you the cost of the fees at the very best.

In case a claim is denied, no fee will be due from the insured.



If I have a loss, what steps should I take?

Promptly report the loss to the insurance company, then immediately retain the services of All Types Claims Adjusters, LLC to serve you and maximize your settlement.

Jasmin uses the State of Connecticut's mandated Employment Contract that has to be signed by both insured(s) and Jasmin. This contract authorizes All Types Claims Adjusters, LLC to represent the insured throughout the claims process.

Does All Types Claims Adjusters, LLC take care of claims other than fire?

Yes. We will assist you in any commercial and residential claims you may have due to windstorm, frozen pipes, weight of snow, explosion, and any other insured losses that are sustained (inland marine, business interruption, rental income, improvements and betterments, commission and profit, reporting forms, additional expense, etc.).

If I have a problem or complaint, what should I do?

State insurance departments license public adjusters to operate in their states. If you feel that All Types Claims Adjusters, LLC has failed to act in accordance with your contract or state insurance laws and regulations, please contact Connecticut insurance department in writing, setting forth the nature of your complaint.

How does All Types Claims Adjusters determine the actual loss?

We immediately inspect the loss, take a physical inventory, obtain all pertinent appraisals and make sure all provisions in your policy are properly fulfilled. This often involves numerous steps of which you may know little or nothing, but can make a significant difference in the amount of the final adjustment.

If necessary, experts are retained by All Types Claims Adjusters to justify settlement amounts.

Do clients need to be present when insurace Adjusters visit the damage site?

No. This is one of the many benefits of having All Types Claims Adjuster represent the insured. Once All types Claims Adjusters makes the site appointment with the insurance company's adjuster, the insured may give All Types Claims Adjusters keys to enter the property along with the insurance adjuster when both will inspect and document the damages.

If I did not get a fair settlement when I filed the claim myself, will All Types Claims Adjusters be able to help me?

Yes. All Types Claims Adjusters, LLC can reopen claims that were filed within one year if the insured is not satisfied with the outcome.